PRESS RELEASE – FOR IMMEDIATE RELEASE
Attention California Homeowners in Default: Submit Your Loan Modification Applications Now!
California’s “Anti-Dual-Tracking Ban” will expire on December 31, 2017, so Loan Modifications that are deemed “complete” after date will not be protected by the California Dual-Tracking Ban.
TRENDING – Who knew, SQUATTING has become a massive issue in California– there is trend of “Sophisticated Squatters” who spot properties – usually houses, townhomes and condominiums whose owners are out of state – and then form a legal plan to take ownership of the property through Adverse Possession. Read More
The word “Foreclosure” itself can often be scary enough to push some folks towards a Short Sale without fully understanding the Short Sale process. While a Short Sale is probably preferable to a Foreclosure, it is definitely inferior to selling to a real estate investor if that option is available. And the property may not need to be sold at all if a feasible Chapter 13 Bankruptcy is possible. A consultation with a “one-stop homeowner’s legal shop” like Gomez & Simone is the definitely the best way to find out what options are available to you.Read More
There has been much misinformation about estate planning, and one of the most commonly repeated untruths is that having a Will drawn up will avoid the necessity of probate. That is not true in California (and most states.) Read More
If you are in default on your mortgage and have equity in your property, this article is a must-read. Learn what happens to your hard-earned money during the time your are in default, and what happens if your property is foreclosed on by your lender.Read More
Good for you if you’ve been considering to begin your estate planning. Gomez & Simone recommends a four-part Estate Planning Package, available to you for an affordable price. But lately many have touting “new-fangled” cheaper or nearly no-cost alternatives. Find out the downside of these budget alternatives to the Living Trust and Pour-Over Will that we recommend.Read More
Amid the worst financial crisis in United States history, the Federal Government set out to help millions of homeowners on the brink of foreclosure. Falling behind on mortgage payments was no longer a personal issue but rather a national problem. In 2008, a mass effort to lower foreclosure rates was launched by the Obama administration through the Home Affordable Modification program(HAMP)…Read More
Changes in California Law in 2017 By Stuart R. Simone “Protections for Widowed Homeowners, State “Granny Flats” Legislation and Increasing Interest Rates.”Read More
Bankruptcy has got a bad rap over the years, but for those who have filed, it’s all good. Our founding fathers who drafted the Constitution of the United States made sure that American Citizens had the right to a “financial do-over.”Read More